Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To own the end-to-end strategy, performance, and lifecycle of Lending products at country level. Drive market positioning, growth acceleration, and profitability targets. Makes high-impact decisions on pricing, risk, investments, and partnerships while championing innovation and digital transformation.

Qualifications

Type of Qualification: First Degree
Industry: Banking & Financial Institutions

Experience Required

8-10 years

Core Competencies

1. Strategic Ownership, Execution & Delivery
Owns the end-to-end Lending strategy, translating market insights into actionable plans. Drives execution with measurable impact, ensuring initiatives deliver growth, profitability, and ROE targets.

2. Analytical & Insight-Driven and Data-Driven Decision Making
Leverages advanced analytics and competitor intelligence to diagnose portfolio performance, identify growth levers, and make high-impact decisions that shape lending economics.

3. Leadership, Accountability & Prioritisation in Dynamic Environments
Operates with autonomy and authority, taking full ownership of outcomes. Demonstrates agility in prioritising high-value initiatives and influencing cross-functional teams to deliver results.

4. Ability to Create Compelling Propositions and Customer Centric Mindset
Transforms insights into innovative lending solutions that resonate with customer needs, embedding personalisation and digital-first experiences to enhance client satisfaction.

5. Commercial Acumen & Financial Stewardship
Deep understanding of lending economics, pricing strategies, and profitability levers. Applies sound financial judgment to optimise margins, manage risk-reward trade-offs, and grow the balance sheet.

6. Digital & Innovation Leadership
Champions digitisation and modern lending platforms to deliver cutting-edge solutions. Drives adoption of digital origination and automation to improve efficiency and client experience.

7. Regulatory & Risk Governance
Influences governance forums and embeds proactive risk management into product strategy. Balances innovation with compliance, ensuring portfolio health and regulatory adherence.

8. Credit Strategy & Portfolio Optimisation
Demonstrates deep understanding of credit scorecards and credit strategies to unlock growth opportunities within the portfolio, enabling sustainable balance sheet expansion

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Embracing Change
• Generating Ideas
• Producing Output
• Seizing Opportunities
• Upholding Standards